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Agung

Joined: Oct 24th, 2008

Agung

money styles

posted: Fri. Oct 24th, 2008 @ 10:55 PM

We know that all people have different money styles (spender vs cheapskate) based upon beliefs and backgrounds. How to deal with those people which has different money styles with us?

citicredit

Joined: Oct 28th, 2008

citicredit

RE: money styles

posted: Tue. Oct 28th, 2008 @ 02:52 AM

1. The spender. This person spends money regardless of financial circumstances. Going into debt is no problem for the spender.

2. The cheapskate. This tightwad is so afraid of losing money or going into debt that he deprives both himself and those around him of the joys that money can bring.

3. The worrier. This person worries so much about money that he has a difficult time enjoying it,

even when he has it.

4. The free spirit. The free spirit is the opposite of the worrier. Bounced checks, late charges, and too many bills? No problem, dude!

5. The dreamer. "Don't you know that our lottery win will save the day?"

6. The planner. The healthiest of all the styles, the planner plots out his financial future while trying to still enjoy the present.

The labels are not what matters; the important thing to realize is that partners have different money styles that must be accommodated. Maybe you and your mate are the same type, and maybe you're not. A union of different types can cause a lot of money problems. On the other hand, different styles can also give you a balance you would otherwise not normally have.

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